Pension overview

Once your FPS pension goes into payment, you become a pensioner member. Your pension provides:

  • a secure, inflationlinked income for life
  • access to survivor benefits for eligible dependants
  • annual updates and statements

FPS pensioners receive support from Pensions Services, with regular communication and statutory benefit increases.

Find out more about receiving your pension on the FPS website.

How your pension is paid

Pensions are paid monthly on the last working day of the month. If you are a member of the 2015 or 2006 scheme, your pension is paid in arrears. If you are a member of the 1992 scheme, your pension is paid monthly in advance.

Pension increases are applied annually in line with the Consumer Price Index. 

Payslips and P60s are available on My Oxfordshire Pension. You will not receive a paper copy unless you have opted out of online communications.

If you retired at normal pension age

If you retired at age 60, your pension is paid unreduced, with full CARE revaluations applied up to retirement.

If you retired after age 60, you may have received an age addition - boosting your pension to reflect your later start date.

Early retirement pensions

If you retired at age 55 or later, your pension will have been reduced based on actuarial factors. These reductions remain permanent, but your annual increases still apply.

Survivor and dependant benefits

FPS provides valuable ongoing protection for your family:

  • survivor pensions for spouses, civil partners, or eligible cohabiting partners
  • children's pensions for those meeting age, dependency, or educational requirements.
  • death in service and death after retirement benefits, depending on circumstances

If your death results from duties as a firefighter, the Firefighters' Compensation Scheme may pay enhanced awards. Awards include injury pensions and lump sums based on the degree of disablement and pensionable pay.

Ill health and injury pensions in retirement

If you retired due to ill health:

  • your pension amount reflects whether it was a lower tier or higher tier award
  • injury awards may also supplement FPS benefits, depending on disablement assessments

Returning to work after retirement

If you re-enter employment with a fire and rescue authority, your pension may be abated (reduced).

Abatement rules may apply depending on scheme membership dates, earnings and regulatory changes.

Keeping in touch

To ensure consistent and accurate payments, you must notify Pension Services of:

  • change of address
  • bank account updates
  • new marital or partnership status
  • updated nominations for survivor benefits

Updating your details

If you don't keep details up to date, Pension Services may stop your payments.

The best way to keep us informed is by registering on My Oxfordshire Pension.

How to update your details online