Your pension income
Your pension is paid for life and increases annually in line with statutory pension increase factors. These increases ensure that your pension keeps pace with inflation during retirement.
Other types of retirement
Taking early or partial retirement
If you retire before age 60, your pension is reduced according to Government Actuary's Department (GAD) tables. These reductions depend on the number of years between your retirement age and age 60.
Some firefighters may also be eligible for partial retirement, depending on their role and employer policies. Partial retirement allows them to draw part of their pension while continuing to work in a reduced capacity.
Ill health or employer-initiated retirement
If you retire because of permanent ill‑health, FPS 2015 may provide enhanced ill health benefits, depending on the severity and impact on your ability to work.
Employer‑initiated early retirement may also apply if your authority decides it is appropriate, often with different cost arrangements for the employer.
Returning to work after retirement
Some retired firefighters return to work in non‑operational roles. In many cases, your pension continues unaffected. However, certain appointments may be subject to abatement rules, depending on your earnings and the nature of your new role. The rules vary by authority, so you should consult your pension administrator before accepting re‑employment.
Keeping in touch
As a pensioner member, you will continue to receive:
- annual pension increase information
- regular payslips (depending on local practice)
- P60 documentation for tax
- notifications of any scheme changes or updates
To ensure consistent and accurate payments, you must notify Pension Services of:
- address changes
- bank account updates
- new marital or partnership status
- updated nominations for survivor benefits
